We want to warn you about potential issues that may occur after refinancing your home: an unexpected surge in spam messages. “Morgan” from Yuma, Arizona reached out to share her experience.
“We had to refinance the house and tried XYZ. Now, we got a lot of spam that I had to keep blocking. I know this is them because we’ve been using Rocket staking for years and never had problems and XYZ is the only new organization we used that email to communicate. How do you stop this?”
The good news is that there are ways to avoid spam and prevent spam from coming back. This is what you need to know.
Illustration of deleting messages (Kurt “Cyberguy” Knutsson)
Tips to help fight spam
If you receive a spam message, avoid replying or clicking any links in the message. Please follow these steps to prevent future spam text.
How to Stop Spam SMS on iPhone
- Open settings app
- Scroll down and click application
- Scroll down to information Apply and open it
- Scroll down until you see Filter unknown sender And in
- Open Message Application And click Filter In the upper right corner. You will then see that your text message has been filtered into five categories: All messages, known sender, unknown sender, unread messages and Recently deleted
Now, messages in the sender that are not in your contact list will be sent directly to the Unknown Sender folder and you will not be notified.
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How to Stop Spam SMS on Android
Settings may vary by the manufacturer of your Android phone.
- Open information app
- Click the three-dot icon in the upper right corner
- exist settingsscroll down and click Spam protection
- Open Enable spam protection
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How to try to minimize these annoying robocalls
Aside from spam messages, those annoying bots can be a serious nuisance after searching for lenders to refinance. Fortunately, there are several steps you can take to minimize these disruptions and protect your privacy.
1) Do not answer calls or text messages from unfamiliar numbers
Not answering unfamiliar calls is one of the best ways to avoid potential scams. Now, most phone operators tag Robocalls as “spam risk” or something like that. Scammers often use your local code or even part of your phone number to make you think the call is legitimate. This is why it is crucial to double-check the numbers before picking them up. If you don’t recognize the number, the safest thing is to ignore the call or text in case of spam.
2) Block numbers
If you get a spam call and want to prevent future calls from the same number, you can easily block it. Find out how to block unknown callers on iPhone and Android devices here.
3) Use your carrier’s spam and Robocall Blocking Service
Major carriers such as Verizon, AT&T, Sprint and T-Mobile provide free services to block spam and Robocalls. These include AT&T call protection, Sprint/T-Mobile Scam Shield and Verizon Call Filter. Contact your provider for more details.
4) Try third-party spam blocking app
iPhone and Android have apps available for users to download to detect spam before touching you. Get our best advice here.
5) Invest in personal data deletion services
Unfortunately, in many lists of data brokers sell to numerous search sites, your phone number is likely to be very likely. However, deleting your phone number from these sites can help reduce spammers’ chances and contact you. With the help of the data deletion service, your personal information will be deleted from the network, so data brokers and scammers will never have your personal phone number, home address or email address. While there is no service that promises to remove all data from the Internet, it is great to have a deletion service if you want to keep monitoring and automatically delete information from hundreds of sites. View my preferred data deletion service here.
Illustration of delete icon (Kurt “Cyberguy” Knutsson)
How to avoid being deceived by Robocalls now and forever
Kurt’s key points
As frustrating as spam, there are steps you can take to minimize these unnecessary messages, including blocking numbers, using carrier spam blocking services and enabling built-in spam filters on your phone. These tips will help you reduce spam and protect your personal information.
What is your biggest challenge when it comes to spam calls and text messages? Let’s write to us cyberguy.com/contact.
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